Why this site exists
People moving to Luxembourg fall into a familiar gap. The official portal at Guichet.lu is accurate but written in the careful, neutral register of an administration: it tells you the rule, not how the rule plays out at a bank counter or in a notary's office. Expat Facebook groups and Reddit threads tell you what one person experienced last Tuesday — useful, occasionally wrong, rarely sourced. Relocation agencies publish blog posts that double as sales funnels.
Between those three sources there is a niche for what a careful explanatory journalist would do: read the law, read the official guidance, talk to people who have been through it, and write the result in plain language. That is what World.lu is for. The site covers banking, tax, housing, schools, healthcare, work and cross-border life for people moving to the Grand Duchy — residents, frontaliers, and the families that come with them.
Who writes it
A single editor, working from Luxembourg, writes and maintains every page. There is no offshore content team and no AI-generated filler dressed up as commentary. Where the editor doesn't know something, it's researched against primary sources or marked as something to verify rather than guessed. Where a question requires a licensed professional — a notary, a tax adviser, an immigration lawyer — the site says so plainly.
The editor lived through the same paperwork most readers are now facing: registering at the commune, opening a Luxembourg bank account, getting a CCSS number, signing a lease, picking a school. That doesn't make the editor an authority. It makes the explanations more concrete than they would otherwise be.
How content is produced
Primary sources only. The list of references that gets used the most:
- STATEC for demographics, wages, housing prices and the wider economy.
- ACD (Administration des Contributions Directes) for income tax, including circulars and forms.
- CCSS (Centre Commun de la Sécurité Sociale) for social security registration and contributions.
- Mémorial A — the official journal — for the text of laws and grand-ducal regulations.
- EUR-Lex for EU directives and regulations, including 883/2004 for cross-border social security.
- Guichet.lu for procedures and forms.
Every guide carries a "last reviewed" date. When the law changes — a new circular, an indexed bracket, an updated form — the guide is revised within four to six weeks. Significant corrections are noted at the foot of the page. The full process is documented on the methodology page.
How this site is funded
Reader-supported, with no paywall. There are no affiliate links to specific banks, no referral schemes with insurers, no "preferred partners" among real estate agencies, no introducer fees from relocation companies. Explicitly: World.lu does not take referral fees from banks, insurers, real estate agents or relocation companies. If a reader emails to ask which bank or insurer is the best, the answer is that the site doesn't make that recommendation — it explains the trade-offs so the reader can decide.
This matters because the Luxembourg market is small enough that incentive structures distort what gets written. A relocation company that takes a fee from a bank for every account opened will not write neutrally about that bank. A blog with affiliate links to a complementary health insurer cannot honestly explain when not to buy complementary insurance. World.lu opts out of those structures entirely.
What this site won't do
- Won't recommend a "best" bank, school or neighbourhood. Those are matters of fit, language preference, child age and budget — not rankings. The guides describe the options and the trade-offs.
- Won't give legal, tax, immigration, medical or financial advice. The guides are explanatory journalism. Anything binding — a tax return, a visa file, a mortgage application — needs a licensed professional reading your specific file.
- Won't sell user data. The site collects almost nothing — see the privacy page for what is and isn't stored, including the fact that there are no cookies, no Analytics tag, and no marketing pixels.
- Won't be exhaustive. The site favours depth over breadth. A short list of well-maintained guides is more useful than a long list of stale ones.
If you spot something wrong, the fastest fix is an email with a link to the official source. The contact page has the address. Corrections are credited in the page footer once reviewed.